Begin with the base price and obtain a written breakup of premiums, parking treatment, club charges, maintenance deposits, infrastructure charges and applicable taxes. Identify what is included, excluded, refundable or recurring.
Allow for stamp duty, registration, legal review, brokerage, financing, furnishing and an emergency buffer where relevant. The lowest quoted rate is not necessarily the lowest overall cost.
Tax treatment depends on the transaction and current rules. Do not apply one blanket GST, stamp-duty or withholding-tax assumption to every property. A qualified adviser should confirm the parties’ profiles, tax base, rate, timing and filing responsibilities.
Our planning tools use assumptions you enter. Their results are illustrations—not sanctioned loan terms, a final tax computation or a project quotation.
Your practical checklist
- Dated base price and charge breakup
- Taxes and statutory charges confirmed for this transaction
- Refundable deposits versus non-refundable charges
- Recurring maintenance and borrowing costs
- Brokerage and legal-service scope in writing
- A workable reserve for delays or unexpected costs
Further reading: MoHUA · buyer-information framework ↗. ATY’s introductory guidance is not legal, tax or technical advice for a particular property. Obtain qualified independent review before committing.
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